A transparent investment model with no surprises

Understand Your Complete Cost of Ownership

A successful investment is not purchase price and rent — it's every cost from acquisition through operations to exit, quantified up front. This page is the full picture.

0.6–1.1%
Typical buyer-side transaction costs in Georgia — Global Property Guide
$0
Stamp duty / property transfer tax on purchase
5%
Tax on gross rental income (registered individuals)
0%
Capital gains tax after 2+ years of ownership
Part 01 — Acquisition Costs

A $200,000 Apartment Is Not a $200,000 Investment

Your true investment is purchase + transaction costs + setup. That number — not the sticker price — is what your ROI is computed on. Here is the honest budget:

Cost itemRealistic estimate
Property purchase$200,000
Property transfer tax / stamp duty$0 — Georgia has none
Registration (NAPR)$20–75 · 1–4 business days
Legal assistance & due diligenceContract review, cadastral check, POA if remote$500–1,500
Notary & translation$100–300
Buyer-side brokerageConfirmed in your engagement agreementTypically 2–3%
Renovation (if needed)See Part 02 for tiers$0–26,000
Furniture & appliances1–2 bedroom, rental-grade to premium$6,000–15,000
Realistic total investment$212,000 – 248,000
Round-trip property transaction costs by country
Total buy + sell costs as % of property value · midpoint of published range
Source: Global Property Guide transaction-cost league table, 2026. Georgia range 3.6–6.1% total — and most of that (3–5% agent fee) is conventionally paid by the seller; the buyer's side is typically 0.6–1.1%.
Part 02 — Renovation & Setup

What Renovation Actually Costs in Tbilisi

Current 2026 contractor pricing, converted from GEL — noticeably lower than most investors expect, and one of the reasons value-add strategies work here.

$55–130 /m²
Light refresh
  • Painting & minor repairs
  • Fixtures, laminate patching
  • 60 m² apartment: ≈$3,500–8,000
Most common for investors
$150–330 /m²
Full renovation
  • Flooring, bathrooms, kitchen
  • Electrical, plumbing, lighting, doors
  • 60 m² apartment: ≈$9,000–20,000
$330–550+ /m²
Premium investor finish
  • Designer finishes & built-ins
  • Premium appliances & furniture
  • 60 m² apartment: ≈$20,000–33,000+
Source: Tbilisi contractor pricing guides, 2026 (Rinox); converted from GEL at ≈2.7 GEL/USD. Furniture packages additional: ≈$5,000–8,000 (1BR rental-grade) to $15,000+ (premium 2BR).

The Investment-Ready Package

Scoped per project

One engagement from purchase to first tenant: property selection → renovation management → furniture sourcing → professional photography → rental preparation. You approve the budget and see photo progress reports; we run the crews we already use for our managed portfolio. Pricing is quoted per project after inspection — no generic packages, because no two renovations are the same.

Request a package quote →
Part 03 — Annual Operating Expenses

Where Does Your Rental Income Go?

Move the sliders — the breakdown recalculates with the same engine as our ROI calculator. No hidden lines: this is the entire annual cost stack for a long-term rental.

$200,000
$1,200
Net annual income after every cost
Effective income (95% occupancy)
Net yield on property value

Assumptions: management 8% of collected rent · rental tax 5% (registered-landlord rate) · maintenance reserve 1.25% of property value/yr (covers appliances, plumbing, repainting, wear) · insurance $300/yr (optional but recommended) · 95% occupancy (≈18 vacant days/yr). Structure-dependent items excluded — see disclaimer.

Model the full deal — financing, IRR, exit →

Who pays the utilities?

Long-term rental
  • Tenant pays: electricity, gas, water, internet
  • Owner pays: building/condo fees (typically $10–30/mo), major repairs
  • Result: utilities barely touch your net yield
Short-term rental
  • Owner pays: all utilities, internet, cleaning, consumables, platform fees
  • Typically 35–45% of gross revenue goes to operating costs
  • Modeled honestly in our calculator's short-term mode
Part 04 — Exit Costs

Think About Selling Before You Buy

Exit cost itemTypical
Brokerage on sale2–4% of sale price
Marketing & presentationUsually included in brokerage
Legal assistance$300–800
Capital gains taxIndividuals; ownership ≥ 2 years0%
Capital gains taxIf sold within 2 years5% of the gain
Typical all-in exit cost≈2.5–4.5%

On a $250,000 sale, exit costs run roughly $6,000–11,000 — and if you've held for two years or more, the gain itself is untaxed for individual owners. Compare that to markets where capital gains tax alone takes 19–28% of your appreciation.

Our ROI calculator defaults to 3% selling costs and applies the 2-year capital-gains rule automatically, so the IRR you see already survives the exit.

Part 05 — Owner Reporting

You See Everything, Every Month — and a Full Review Every Year

Every managed property receives monthly statements — rent collected, costs incurred, notes from inspections — and an Annual Property Performance Report: the year's full income and expense record, occupancy, achieved yields, and an updated value estimate based on district data.

This is the same discipline a fund manager owes its investors. It's rare in Tbilisi property management, and it's the reason owners stay.

  • Monthly: rent, costs, inspection notes, photos when work is done
  • Annually: full performance review with updated valuation
  • Always: one message away on WhatsApp, in English

Annual Property Performance Report

SAMPLE · 1-bedroom, Saburtalo · Prepared for the owner · January 2027
Income
Rental income collected$8,230
Occupancy97% (354/365 days)
Expenses
Management (8%)−$658
Rental tax (5%)−$412
Maintenance & repairs−$840
Performance
Net income$6,320
Net yield on investment5.9%
Updated value estimate (district data)$112,000 (+4.1%)
Illustrative sample. Owner reports are generated from actual ledger data for each managed property.
Part 06 — The Tbilisi Home Difference

Acquisition → Ownership → Growth

Most agents stop at "congratulations on your purchase." Our engagement is a lifecycle, and this whole page is the proof: we quantify costs because we're the ones who manage them.

Before purchase

Strategy

  • Market & district analysis
  • Investment strategy fit
  • Property selection & screening
During purchase

Execution

  • Negotiation
  • Due diligence & cadastral verification
  • Legal coordination, remote closing via POA
After purchase

Operations

  • Renovation & furnishing
  • Tenant placement & management
  • Monthly + annual owner reporting
The Full Picture

Investing in Tbilisi Is Simple. Understanding the Full Picture Is Where We Add Value.

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